The AU Bank presently provides 5 credit cards that range from entry-level to premium range. All these cards target different segments of individuals having different requirements and needs. Below-mentioned is the list of AU Bank Credit Card along with their details:
| Name of the Card | Annual Fees | Annual Fees Waiver Criteria | Revolving credit Charges | Late Payment Charges |
| Altura Credit Card | INR 199 + Taxes | · Spend ₹10000 within 90 days from the date of card issuance.· Spend ₹40000 in the previous Card Anniversary Year. | 3.59% p.m. or 43.08% p.a. | Outstanding Balance Fee Up to INR 100NilAbove INR 100 & up to INR 500INR 100Above INR 500 & up to INR 5,000INR 500Above INR 5,000 & up to INR 10,000INR 700Above INR 10,000 & up to INR 20,000INR 800Above INR 20,000 & up to INR 50,000INR 900Above INR 50,000INR 1,100 |
| Altura Plus Credit Card | INR 499 + Taxes | · Spend ₹20000 within 90 days from the date of card issuance.· Spend ₹80000 in the previous Card Anniversary Year. | 3.59% p.m. or 43.08% p.a. | |
| Vetta Credit Card | INR 2999 + Taxes | · Spend ₹40000 within 90 days from the date of card issuance.· Spend ₹150000 in the previous Card Anniversary Year. | 3.49% p.m. or 41.88% p.a. | |
| Zenith Credit Card | INR 7999 + Taxes | · Spend ₹125000 within 90 days from the date of card issuance.· Spend ₹500000 in the previous Card Anniversary Year. | 1.99% p.m. or 23.88% p.a. |
Except for the AU Bank Vetta Credit Card and Altura Credit Card, no other card of AU Bank is a Fuel Credit Card. Customers can get a 1% fuel surcharge waiver only on Vetta and Altura Plus Credit Card
Offers on Altura Credit Card
- Get a Cashback of 5% on the retail spend of ₹2500 within 60 days from the card issuance date of up to ₹150.
- Get 2% Cashback at the Departmental Stores.
- Enjoy a Cashback of 2% at the Grocery Stores.
- Get 2% Cashback on all utility bill payments.
- Get a Cashback of 1% on all other retail spends.
- On the retail spend of ₹10000 or above in a month, you will get an additional cashback of ₹50.
- Get 2 complimentary accesses per quarter to the Railway Lounges using the VISA cards.
- Enjoy a Fuel Surcharge Waiver of 1% at the refilling stations through the AU Bank Credit Card.
- Convert the transactions of ₹2000 and above into EMIs.
- Make use of the contactless payment from this card of up to ₹5000 without entering any PIN.
Offers on Altura Plus Credit Card
- Enjoy a Voucher worth ₹500 for top brands on spending ₹10000 within 60 days from the card issuance date.
- Get a Cashback of 1.5% on all POS Retail done at the merchant’s outlet with a maximum of ₹100 per statement cycle.
- Earn 1 Reward per ₹100 once you reach the maximum limit of the cashback.
- Earn 2X Reward Points per ₹100 on online transactions.
- Spend ₹20000 or above on retail purchases in a month and enjoy a bonus of 500 Reward Points.
- Enjoy 2 Free Visits per quarter to the Railway Lounges using the VISA cards.
- Enjoy a Fuel Surcharge Waiver of 1% at the refilling stations.
- Make contactless payments of up to ₹5000 from this card.
- Covert the transactions of ₹2000 and above into EMIs.
Offers on Vetta Credit Card
- Earn a voucher worth ₹2000 for top brands on spending ₹30000 within 60 days of card issuance.
- Enjoy 10 Reward Points per ₹100 spent on utility bill payments.
- Get 4 Reward Points on spending ₹100 at Grocery and Departmental Stores.
- Earn 2 Reward Points on spending every ₹100 on all other categories.
- Enjoy 1000 Bonus Reward Points on doing one transaction on your Birthday.
- Enjoy Zomato Pro Annual Membership by spending ₹50000 in any month.
- Reach the Milestone of ₹50000 per quarter and enjoy 500 Bonus Reward Points.
- Earn 1000 Bonus Reward Points on spending ₹1 Lac per calendar quarter.
- Earn a voucher worth ₹1000 for top brands on spending ₹2.5 lakhs in a year.
- Get 1 Complimentary Visit to Airport Lounges per calendar quarter under the Priority Pass Program.
- Enjoy 2 complimentary accesses per quarter to the Railway Lounges using the VISA card.
- Enjoy Concierge Services and customize your entertainment, travel, and leisure experiences through the AU Small Finance Bank Credit Card.
- Enjoy a Fuel Surcharge Waiver of 1% at the petrol pumps.
- Get an Air Accident Cover of ₹50 lakhs.
- Get a credit shield of up to ₹2 lakhs on this Card.
- You will enjoy purchase protection of ₹25000 on this card.
- Make Contactless Payments of up to ₹5000.
- Convert the transactions of ₹2000 and above into EMIs.
Offers on Zenith Credit Card
- Enjoy a welcome gift voucher worth ₹1000 on the first POS transaction from the top brands.
- Get the Zomato Pro Annual membership on a successful retail transaction.
- Enjoy 10000 Bonus Reward Points on completing a retail spend of ₹ 100,000 within 60 days from the date of card issuance.
- The above offers are valid on spending ₹1 Lac within 60 days from the card issuance date.
- Enjoy 20 Reward Points per ₹100 spent on Dining at standalone restaurants.
- Get 10 Reward Points on every ₹100 spent at Grocery Stores, Departmental Stores, and internationally.
- Enjoy 2,500 Bonus Reward Points on doing one retail transaction on your birthday.
- Earn 5 Reward Points per ₹100 spent on all other categories.
- Get vouchers of top brands worth ₹1000 on spending ₹2 lakhs per quarter.
- Enjoy a Complimentary Epicure Membership on spending ₹8 lakhs in a year.
- Enjoy 2 Complimentary Visits per calendar quarter under the Priority Pass Program.
- Get 4 Access to the Airport Lounges per quarter in India using your VISA card.
- Enjoy 2 free accesses per quarter to the Railway Lounges using the VISA card.
- Have an Air Accident Cover of ₹2 crores.
- Get a credit shield of up to ₹5 lakhs on the Zenith Credit Card.
- Get purchase protection of ₹50000 on this card.
- Customize your entertainment, leisure, and travel experience with the Global Concierge Assistance.
- Enjoy an unlimited fuel surcharge waiver of 1% at all the refilling stations present across the country.
- Make contactless payments from the AU Small Finance Bank Credit Card without entering a PIN for up to ₹5000.· Convert the transactions of ₹2000 and above into EMIs using the Xpress EMI facility.
